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Daubry Viager Scale

The Viager Daubry Scale, created by Alain Daubry in 1964, is the benchmark for viager professionals in France. Fair calculation tool for the bouquet and life annuity (rente viagère).

2 min de lectureMis à jour le 7 juillet 20264 questions fréquentes

The Barème Viager Daubry is an essential working document for calculating the bouquet and the life annuity (rente viagère). It allows defining an offer profitable to both sellers and buyers, in order to establish a fair contract between the parties.

Created in 1964 by Alain Daubry, founder of Viager Europe, this scale is recognized as the most balanced calculation tool by viager professionals. It is the result of analyzing thousands of actual contracts and is now used by notaries, lawyers, and chartered accountants. Order the latest edition on the official website of the Barème Viager Daubry.

The particularities of the scale

The Daubry Scale stands out through financial calculations based on the capitalization of all invested sums:

  • by the buyer-debirentier (viager transactions)
  • by the bare ownership (nue-propriété) holder (inheritances and divisions)

It also integrates the distinction of genders in couples, as well as an updated probable duration based on observed life expectancy trends.

Two main uses

The scale covers the two main professional uses:

  • For inheritances and divisions: bare ownership (nue-propriété) and usufruct.
  • For viager transactions: bare ownership (nue-propriété) and right of use and habitation.

An alternative to the tax scale

The Barème Viager Daubry is a highly profitable alternative to the tax scale, which does not account for territories and thus local market prices. This document is reserved for viager professionals, lawyers, notaries, and chartered accountants.

Viager Europe relies on this scale to guarantee you a contract where the balance between the contracting parties is the best possible. Order the latest edition on the official website of the Barème Viager Daubry.

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FAQ

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01What exactly is the Daubry Scale?
The Viager Daubry Scale is a professional calculation tool created in 1964 by Alain Daubry. It determines the bouquet and the life annuity (rente viagère) based on the property’s value, the age and gender of the *crédirentier* (annuity creditor), and updated mortality tables. It is the benchmark tool for ensuring a balanced contract between seller and buyer.
02How does the Daubry Scale differ from the tax scale?
The tax scale does not account for real-world conditions: it disregards local market prices, fails to differentiate between genders in couples, and relies on outdated mortality tables. The Daubry Scale, on the other hand, incorporates all these parameters and is regularly updated based on life expectancy trends.
03Who can use the Daubry Scale?
This document is intended for viager professionals: notaries, lawyers, chartered accountants, wealth management advisors, and specialized firms such as Viager Europe. It can be ordered directly from the official website bareme-viager.fr.
04Is the Daubry Scale updated?
Yes. Updates are regularly published to reflect demographic changes (INSEE life expectancy), interest rates, and market prices. Professionals always use the latest available edition for their calculations.